Empire BlueCross BlueShield provides a variety of health insurance plans in New York. Plans are available both on and off the Marketplace Exchange. The range of coverage and benefits associated with each plan can differ significantly. Empire BCBS plans available include:
- Individual and Family Plans
- Small Business Plans
- Mid to Large Business Plans
Empire BCBS offers comprehensive coverage through various types of plans including HMOs, EPOs, and PPOs. Each of these types carries a different set of rules when it comes to identifying in-network providers and facilities that may be used for addiction treatment services. Therefore, it can be difficult to know how many addiction treatment centers are in-network with Empire BCBS. To determine coverage for any particular facility or provider, members should refer to their plan documents or contact their local customer service department at the number listed on their insurance card.
For instance, some plans may require members to seek care from an in-network provider only while others allow members to choose from either in-network or out-of-network providers with varying levels of financial responsibility for services rendered. In certain instances, Empire BCBS may even offer additional support for those seeking addiction treatment services by providing exclusive partnerships with specific providers such as drug rehab centers or mental health clinics.
No matter what type of plan members have with Empire BCBS it’s important to understand their exact coverage before pursuing addiction treatment. By doing so, they don’t receive unexpected medical bills from out-of-pocket expenses not covered by insurance. If someone needs help understanding their coverage options they should contact the Empire BCBS customer service department. They provide guidance and assistance regarding provider networks and the best way to make sure needed care is properly covered.
Empire BlueCross BlueShield offers an extensive range of coverage for addiction treatment. This includes both inpatient and outpatient programs. Inpatient rehab may be covered for stays at accredited facilities. Coverage may include a wide variety of treatments including detoxification, medication-assisted treatment (MAT), counseling, and therapy.
Outpatient care is also available for those who cannot commit to full-time inpatient treatment. This includes visits to qualified counselors and other addiction specialists as well as mental health services such as psychotherapy and psychiatry. BCBS typically covers approved medications prescribed to aid in recovery from substance use disorder.
Additionally, Empire BCBS may cover services related to relapse prevention such as sober living homes and residential halfway houses. These facilities are designed to help individuals transition back into society successfully. The exact coverage of rehab services depends on individual circumstances and member plans.
However, Empire will work with members on a case-by-case basis to provide the most comprehensive plan possible to aid in their recovery journey. With Empire BCBS rehab coverage, individuals can take the first steps towards a more fulfilling life free from addiction.