Many people know first-hand that addiction can have an extreme impact on a person’s life. For anyone struggling with a substance use disorder, being able to access proper treatment is essential.
This is why we are anAetna rehab in Florida. At Ambrosia Treatment Center, we accept Aetna insurance and are dedicated to helping our clients understand their best treatment options for successful recovery.
What is Aetna Insurance?
Aetna is a diversified healthcare benefits company founded in 1853 with a focus on providing benefits to individuals, healthcare professionals, and employers. Aetna is currently one of the largest insurers in the United States. It is a subsidiary of CVS Health and has an A+ rating on BBB (Better Business Bureau).
In 2010, the Affordable Care Act (ACA) was passed to make affordable health insurance available to more people. While it has provided families with tax credits and additional coverage, Aetna acknowledges that the ACA’s passage was unable to address many problems that remain in healthcare accessibility.
Aetna is committed to helping people live healthier lives through accessible health care. Since 1980, the Aetna foundation has awarded over $400 million to promote access to high-quality care for low-income and minority communities. Numerous insurance providers use Aetna as an example of the best ways to meet customer needs and develop business plans. With Aetna’s dedication to accessibility and equality, we are proud to be an Aetna rehab in Florida.
Additionally, Aetna has been open with communities about the need for improvements in healthcare affordability. They believe further changes are needed to encourage competition, promote innovation, and make health care affordable. Therefore, Aetna supports strengthening health programs to improve health care access for everyone. They offer a full spectrum of health benefit programs and have plans for individuals in all stages of life.
Types of Aetna Health Insurance
Medicare is intended to lower health care costs significantly for people with limited resources and income. It is a joint federal and state program available for those who meet the qualification criteria.
Medicare is for United States residents who have lived in the US for at least five years and are at least 65 years old. However, people under 65 also qualify if they have specific disabilities or diagnoses. For qualified individuals with disabilities, Medicare becomes available after first receiving 24 months of Social Security disability benefits.
Medicaid is a federal and state program for people with limited income, special needs, or a disability. The major difference between Medicaid and Medicare is that Medicaid is typically offered to individuals younger than 65 who meet qualifications. This is low-cost insurance for those who need it most. As an Aetna rehab in Florida, many of our clients have been able to use Medicaid to cover life-changing treatment at Ambrosia Treatment Center.
Who Qualifies for Medicaid?
Since Medicaid eligibility is determined by the state of residence, requirements differ depending on location. Therefore, each state will consider the family size, income level, and circumstances limiting a person’s resources.
The following group of individuals may qualify for Medicaid:
People with a disability
Those in a low-income household (eligibility per state)
Plans Through Employers
Aetna offers employer-sponsored health care plans. In these types of programs, the employer will share the cost of health insurance premiums, though percentages of the amount covered will vary by the employer. The Affordable Care Act made it mandatory for businesses with more than 50 full-time employees to provide health insurance. As a result, these are currently some of the most common health insurance plans.
Due to the rising cost of health care, many individuals seek to maintain full-time employment largely due to the benefits of employer-sponsored insurance. Most employers offering health insurance will have different tiers of plans to choose from. Additionally, Aetna strives to make the sign-up process simple for employees.
Individual and Family Plans
Aetna offers individual and family plans through the ACA Marketplace during open enrollment. For people with qualifying life events, insurance may be accessible outside of the open enrollment window.
Aetna offers plans that cover preventive care, in-network walk-in clinic visits, and virtual care at no additional cost to the consumer. These plans are for people not using insurance plans through their employers and not enrolled in government-run health insurance programs.
Student Health Plans
Student health insurance is highly beneficial to college students during a time when there are numerous costs associated with tuition and fees. Colleges offer insurance plans at a lower cost to students than typical health insurance plans. Since Aetna participates in student health plans, their benefits often provide better coverage than family plans.
Get Help Now With Inpaitent Rehab in West Palm Beach, FL
Don’t wait to speak with someone on getting help with addiction recovery .
If you are considering inpatient rehab in West Palm Beach, Florida and have additional questions, reach out to our educated staff now to see if this is the right treatment option for your recovery journey.
As an insurance company, Aetna is aware of the difficulties a person faces with addiction. Therefore, they partner with us to help clients receive the best care at our Aetna rehab in Florida. Aetna insurance covers alcohol and drug rehab in different capacities, depending on the health insurance plan.
For example, Aetna covers most detox along with behavioral health treatment for mental health disorders co-occurring with addiction. Additionally, Aetna covers some of the common medications used in medication-assisted treatment, giving clients relief during withdrawal symptoms.
Does Addiction Treatment Raise Insurance Premiums?
Aetna does not raise member premiums when a person uses their coverage for addiction treatment. Thankfully, it is unlawful for insurance providers to do this. Furthermore, Aetna recognizes that addiction is a serious medical condition that requires proper care.
Does Aetna Cover Additional Rehab?
Those with Aetna insurance don’t have to worry that rehab won’t be covered if they need it again. Overcoming substance use disorders can be very difficult, depending on the substance and circumstances. We understand this, and our insurance providers like Aetna do as well. They also cover aftercare programs and outpatient care.
Aetna Rehab in Florida
At the Ambrosia Treatment Center, our team is committed to helping you break free of addiction. We provide compassionate care, ensuring you understand all your options and setting you up for lifelong success. If you or a loved one are battling addiction, we can help.